Date: 1st January 2026 Circular No.: KSL/2026/01/0003


FAIZ SURGICAL AND MEDICOSE
RAMPUR, SHUAIB MARKET, NILL, NAGAR PALIKA ROAD, EIDGAH GATE, Rampur, Uttar Pradesh- 244901

Subject: Payment Policy Effective from 01 January 2026 & onwards

Dear Mr. faizan ahmad,

Wish you and Family very warm Greetings from Karma Silverlife Pvt. Ltd.!

We are pleased to convey our warm wishes to you for good health & a happy, successful, and prosperous New Year 2026. We sincerely appreciate your continued trust, cooperation, and valuable partnership in strengthening the medical and surgical products industry. Your support during dynamic and challenging market conditions has been instrumental in our sustained growth and operational stability.

In order to adapt to evolving economic conditions and to further enhance supply efficiency, service quality, and business continuity, we hereby notify you that with effect from 01 January 2026, our payment terms for all products shall be “Advance Payment Mode.”

To add value to this transition, trade partners making payment before invoice generation will be given an Advance Payment Discount (APD) of 5% on the invoice.

We deeply value you as our esteemed trade partner. We request you to kindly comply & support us, with the payment policy. This initiative will enable us to ensure uninterrupted product availability, improved service standards, and long-term mutual growth.

We thank you once again for your continued cooperation and look forward to strengthening our association in the years ahead.

Yours sincerely,

For Karma Silverlife Pvt. Ltd.
Signature
Co-founder & COO